Terms of Service

Effective Date: November 13, 2026 · ECONOS Financial Technologies

1. Acceptance of Terms

By accessing or using ECONOS software and sandboxes operated by ECONOS Financial Technologies, you agree to these Terms of Service.

2. Sandbox Disclaimers & Professional Advice

Interactive banking clearing, tri-party escrow simulations, and treasury models in the sandbox are for evaluation and workflow modeling only. ECONOS is a software provider and is not a chartered bank, money transmitter, CPA firm, or law firm.

3. Intellectual Property & Contact

Customers retain full ownership of uploaded project and financial data. For legal or licensing inquiries, contact meekifti@gmail.com.